Account Plans
Choose the Right Account for You
Flexible account options designed for everyday banking, savings, and long-term financial growth.
Savings Account
8%
interest per annum
Simple and secure everyday banking
- Zero maintenance fees
- Instant deposits & withdrawals
- Free virtual debit card
- Real-time notifications
Current Account
0%
interest per annum
Full Banking Access
- Unlimited transactions
- Fast local & international transfers
- Overdraft facility available
- Business payment support
Fixed Deposit
10%
interest per annum
Advanced Financial Services
- Investment & savings tools
- Loan eligibility access
- Dedicated support
- Retirement planning features
Compare Account Features
Choose the account that best fits your everyday banking, savings, and long-term growth goals.
Savings Account
Current Account
Fixed Deposit
Interest Earnings
Earn returns based on your selected account type.
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Instant Deposits & Withdrawals
Access your money quickly when you need it.
Unlimited Everyday Transactions
Designed for regular transfers, payments, and account activity.
Mobile Banking Access
Manage your account anytime from your dashboard.
KYC Verified Onboarding
Secure verification required for account activation.
Free Debit Card Access
Use your account for secure spending and withdrawals.
Internal Transfers
Send money securely between supported accounts.
Loan Against Deposit
Use your fixed deposit as support for eligible lending requests.
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Guaranteed Fixed Returns
Earn a fixed return over your selected deposit tenure.
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Flexible Tenure Options
Choose a deposit period that matches your financial goals.
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Ready to Start Your Digital Banking Experience?
Join Raisin Digital Bank today and experience secure, seamless banking with powerful tools to manage, grow, and control your finances — all in one platform.
